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Attention all Home Owners: The Fannie Mae 105% refinance program is now available to help you refinance even if you do not have equity in your home. To find out which program you may qualify for, please complete our loan modification help request form here and we will contact you for a free pre-qualification that will tell you exactly what program will cut your mortgage costs the most.

Cut Your Mortgage Payment Today: Modify or Refinance

 
"With all of these new mortgage programs and with rates at their lowest levels ever, how do we find out which loan program will get
us the best deal?"
CutMyMortgageCosts provides mortgage modification and refinancing services, so we will be able to advise you as to your absolute best option.
Apply now for a
free pre-qualification



How to Apply. There are no application fees. Simply submit one simple form and we will contact you right away by telephone to help you select the best refinance or modification option.

Let us help you determine the best program that will cut your mortgage costs by the most possible

Home Affordable Modification
Home Saver Forebearance

Fannie Standard Refinance
Freddie Standard Refinance

Fannie Refi Plus
Fannie DU Refi Plus
Freddie Refi Plus
Freddie LP Refi Plus

FHA Refinance
FHA Streamline Refinance
FHA Manually underwritten refinance
FHA 203k Streamline & Standard

Hope Now
Hope Alliance

And more

Refinance Rates
Week of April 20, 2009

Loan Program

Rate

APR
30 Year Fixed up to $417,000

5.00%

5.020%
5/1 Adjustable up to
$1,00,000
4.750% 4.930%
15 Year FNMA Fixed 4.750% 4.821%

All rates above are for refinance
and purchase loans with
zero points.

Loan Modification
Current Turnaround Times

Step in the Process

Days
Processing & Submission of Package to Lender

5
Lender Turnaround Time

30-45
Closing

5-7